Lloyds House Price Index September 2026

Key takeaways

House prices were unchanged in September (0.0%), following a 0.3% decline in August.
Annual house prices were also unchanged YoY in September, while prices fell 0.2% in the three months to September compared with the preceding three months.
The average UK house price stood at £298,441, compared with £298,395 in August.
Northern Ireland continued to lead UK house price growth, up 7.4% YoY to £231,917. Scotland recorded growth of 3.4% (£223,330), and Wales 1.2% (£231,287).
Northern English regions continued to outperform, with the North East up 2.4% (£184,546) and the North West up 1.9% (£248,932). Southern markets remained weaker, led by London at -2.2% (£531,548) and the South East at -2.1% (£380,829).
Mortgage approvals for house purchase fell 1.8% to 54,918 in August and were 16.0% lower YoY.