Lloyds House Price Index July 2026

Key Takeaways

House prices were unchanged (0.0%) in July, following a 0.2% rise in June.
Annual house price growth slowed to 0.1%, from 0.7% in June, the weakest rate since November 2023, while quarterly growth remained negative at -0.3%.
The average UK house price stood at £299,253, compared with £299,396 in June.
Northern Ireland continued to lead UK house price growth, up 7.4% YoY to £231,131. Scotland recorded growth of 3.6% (£223,246), and Wales 1.6% (£231,458).
Northern English regions continued to outperform, with the North East up 2.8% (£182,488) and the North West up 2.1% (£247,836), while southern markets continued to see declines, led by the South East at -2.0% (£381,146) and London at -1.3% (£533,930).
Mortgage approvals for house purchase rose 2.9% to 58,200 in June, but remained 10.0% lower YoY.